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1 - 10 van 62 voor adverse selection
Adverse selection in disability insurance; empirical evidence for Dutch firms | www.cpb.nl
direct naar navigatie direct naar navigatie adverse selection in disability insurance; empirical evidence for dutch firms dit paper analyseert de beslissing van werkgevers ... -regeling te stappen ('opting out'), gebruikmakend van een groot paneldatabestand voor de jaren 2000-2002. adverse selection in disability insurance; empirical evidence for dutch firm download (pdf document, 206.7 kb) cpb ...
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Consolidatie van de vennootschapsbelasting en betere samenwerking in de Europese Unie |...
... winnaars leidt tot een lagere gemiddelde welvaartswinst en kan bovendien zorgen voor een kettingreactie van adverse selection waarbij steeds minder lidstaten aan de vpb-hervorming zullen deelnemen. coalities zijn het meest kansrijk ...
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Microsoft Word - DP ECA voorblad.doc
... tot een lagere gemiddelde welvaartswinst en kan bovendien zorgen voor een kettingreactie van adverse selection waarbij steeds minder lidstaten aan de vpb-hervorming zullen deelnemen. coalities zijn het ... this process may lead to adverse selection once some countries start to opt out, cooperation becomes less bene...cial for the remaining countries. the subsequent adverse selection might then make any ...
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cpb book labour market flexibility netherlands 0 pdf
... as they deliver the agreed goods or service in time. flexibility possibly also leads to adverse selection. on the one hand, employers may not offer permanent contracts to workers with high ... to the self-employed is under discussion. 27 private insurance is expensive because of the adverse selection problem. preferences with respect to risk taking may, however, be heterogeneous within the group of ...
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Dia 1
... particular longevity risk - insuring bad luck (at old age) intragenerational distribution why? imperfect insurance markets (adverse selection) 3. smoothing macroeconomic risks three functions 1. facilitating life-cycle financial planning 2. insuring idiosyncratic ...
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Microsoft Word - discussion145.doc
... sickness and disability risks evade the social security system through self-employment (adverse selection). moreover, it could be that employers push their employees into dependent self-employment' ... -employment. in conclusion, generous social security arrangements may lead to adverse selection through self-employment. this adverse selection can be beneficial both for the employer and the employee. ...
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doc211.pdf
... truthfully reveal their information. gorton and pennacchi (1990) argue that intermediation can create adverse-selection-free demand deposits. 6 diamond (1997) argues that if a sufficiently large group ... term contracts may also allow efficient intertemporal subsidization. suppose that banks initially face an adverse selection problem, but learn the quality of their borrower over time once they have ...
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Microsoft Word - cpbdoc214.doc
... . during this period, dutch public expenditure increased gdp. the welfare state had an adverse effect on employment and the dutch economy and public finance became unsustainable. since ... 3. agency theory and transaction cost economics information is asymmetric and gives rise to adverse selection and moral hazard. transaction costs are determined by frequency, asset specificity and uncertainty. ...
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Microsoft Word - cpbdoc96
... frequent interaction heterogeneous products important transparency a source cpb (2003), p. 34 (except adverse selection). high entry barriers it is intuitively clear (and supported by economic theory) that ... insure, or to choose the wrong insurance product. while such imperfections have potentially large adverse effects on welfare, they do not in general affect competition in markets for insurance ...
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dp174-flexible-retirement.pdf
... later age, and the expectedly short-lived to take up pensions early. this form of adverse selection leads to a more expensive pension system. all individu- als with life expectancy deviating from ...
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