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Netherlands cf USA Cons BK Reform v2.doc
... united states. as a result of this dmp- focused funding model, counselors have increasingly focused on enrolling as many debtors as ... the netherlands for decades. unlike in the u.s. counseling model, dutch creditors generally pay nothing to the gkbs. credit counseling ... analyzing a number of characteristics of these debtors, such as age, marital status, number of children, income, and total debt load, ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... interests of creditors and society. addressing immediately the counterintuitive notion that undermining the age-old notion of pacta sunt servanda could advance the interests of creditors and society ... france, latvia, luxembourg, and sweden. the exchange on the sophisticated and well- established dutch model was free-ranging, with the observers often simply expressing either surprise or admiration ...
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