Among lenders 

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ar2008.pdf
... among all global trade finance players. as a natural consequence of the global credit crisis, we foresee a contraction in global and regional trade in 2009. consolidations and realignments among lenders ... 2009 and will test their survival abilities. on the other hand, for those resilient lenders quickly and decisively acting with conservative risk mitigation tools and policies,financing trade during ...
garantibank.nl

Microsoft Word - leuvensteijn.doc
... remain dispersed across lenders, even after controlling for the characteristics of the household and the municipality (1 percentage point). this may imply that there is imperfect competition among lenders, so that some of them can develop market power. furthermore, we find that lenders with lower costs have lower lending rates, ...
cpb.nl

Doku_Con_Juni05_s1_33.qxp
... roger w. ferguson (2002) points to the regular tendency for myopic financial behaviour even among sophisticated individuals.21 ferguson concludes that neoclassical econo- mics with its strong assumptions on ... to prevent structural overindebtedness have to be taken, i.e. external actors should encourage lenders to pursue long- term approaches with regard to their products in order to prevent ...
www.wsnp.rvr.org

Microsoft Word - Mortgage market NL.doc
... countries are also lagging in terms of economic performance. uncertainty prevails among consumers and therefore also among (potential) home buyers. moreover, in times of deleveraging, the negative aspects ... playing field in which non- price based competition is being eliminated. virtually all mortgage lenders adhere to the code. the stricter compliance has led to ongoing tighter mortgage ...
abnamro.nl

doc211.pdf
... a particular course of action. coordination failures can arise if free-riding effects exist among regulators. figure 4 and 5 summarize the market failures and government failures in ... needs. borrowers have private information about their investments and are subject to moral hazard. lenders and borrowers have difficulties in addressing these information asymmetries because markets for information ...
cpb.nl

Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... of expense in the individual enforcement system, avert ing a disastrous battle of interest among the creditors themselves. moreover, huls points out, society suffers from insisting that the debtor ... first, france designed its system with a brilliant built-in incentive for at least commercial lenders to agree to informal settlements the system is administered largely under the auspices of ...
www.wsnp.rvr.org

A Billion to Gain tcm7 104604 pdf
... interface difficulties with the phones, how- ever, soon overwhelmed sks branches and created considerable dissatisfaction among customers, both with the sks mobiles and with the organization's tradition- al loans. since ... poor have had to rely on alternative and informal sources of credit, such as money lenders, fam- ily and friends. the original idea of microfinance was to give additional options to ...
ing.nl