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Microsoft Word - cpbdoc96
... for consumer welfare to have access to well functioning markets for life insurance products. it cannot be taken for granted that these markets do indeed function properly. characteristics of the ... fierce. thus, if we would conclude that the markets for life insurance have characteristics that warrant the label tight oligopoly, this does not in itself imply limited competition. nevertheless, if these ...
cpb.nl
L:\publicaties\...\cpbdoc15.wp [PFP#1210200691]
... -financial intermediaries or manufacturing firms. for example, banks face credit risk because they cannot be sure to select profitable borrowers who do not default on the loans ... the underlying samples, methodology and measurement so that general conclusions from such comparisons warrant caution. although cross-country studies face substantial measurement problems (different regulatory regimes etc.) ...
cpb.nl
N:\...\funds and games.wp [PFP#420725591]
... type of investment. the vast majority of cohesion policy has, however, another focus. externalities cannot, therefore, justify cohesion policy that goes beyond fiscal transfers. risk and moral hazard may ... does not fall with the amount of capital. rather, investments remain sufficiently profitable to warrant a continuous growth in the capital stock. this is because capital may be interpreted ...
cpb.nl
Microsoft Word - discussion61.doc
... risk adjustment system discussion from the previous section, two issues are particularly important and warrant further discussion. first, we will discuss the role of competition in health plans' ... break-even price. since most individual premiums are below this break-even premium, insurers cannot compensate the expected losses on group contracts by cross-subsidisation from individual contracts. ...
cpb.nl
G:\mail\...\CPB_Memorandum_III [PFP#711667151]
... viewpoint that business services are intermediary products. structural growth of bs industry cannot meaningfully be analysed without paying full attention to inter-industry relations. making ... outsourcing and technological progress (cf. momigliano and siniscalco 1982). the data so far warrant the expectation that displacement outsourcing and service-upgrading outsourcing contributed positively to ...
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memo208.pdf
... added - because of economies of scale or to internalize cross-border external effects -, ms cannot sufficiently solve this alone, because ms action is not optimal. moreover, the second part ... and innovation programme neither scale economies nor external effects seem to be important and warrant eu intervention. european involvement is justified only insofar cip meets the goals of reducing ...
cpb.nl
N:\publicaties\...\cpbdoc31.wp [PFP#832102047]
... of conduct are constraints as they tend to slow down police work. clearly, the police cannot always be friendly. however, even when delivering justice to hardened criminals, the forces operate ... fair and decent policing. without such constraints, police officers would search houses without a search warrant, seek out criminals without reading them their rights, allowing them to call their attorneys, ...
cpb.nl
N:\...\hoofdtekst_21maart [PFP#331765954]
... is partly caused by supply-driven thinking'. the approach towards research and policy questions cannot (only) be determined by what instruments are easily available at short notice. instead, ... non-commercial research institutes, forecasting units of banks and international organisations. as the royal warrant holder of the central government, with substantial lump-sum financing, cpb feels the ...
cpb.nl
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