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Netherlands cf USA Cons BK Reform v2.doc
... divergences might well be repeated--for better or worse--in the united states in coming years. in particular, comparison with dutch experience reveals latent weaknesses and portends an impending ... volkskrediet), has been instrumental in facilitating and organizing credit counseling in the netherlands for decades. unlike in the u.s. counseling model, dutch creditors generally pay nothing to the ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... often feel as though we're trapped in a pink floyd song we're only coming through in waves; our lips move, but they can't hear what we're saying ... note 57, at 27 at 6. 67 explanatory memorandum, supra note id. 39. 13 two decades ago. every one of the sources surveyed here (and many others not surveyed) unambiguously recommends ...
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