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1 - 10 van 74 voor competitive insurance markets
selective-contracting.pdf
... anti-competitive effects on this non-insured market. as a consequence exclusion can raise industry profits, and then occurs in equilibrium. under competitive insurance markets, ... under competitive insurance markets exclusion is desirable as long as no provider is excluded by all insurers. keywords health insurance, uninsured, selective contracting, exclusion, foreclosure, anti-competitive effects. ...
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dp181-risk-adjustment.pdf
... mark-up itself. the effect is therefore significant in less than fully competitive insurance markets. second, the difference in switching behavior creates a trade off between efficiency ... . 1998. paying for health insurance the tradeoff between competition and adverse selection. quarterly journal of economics dafny, l. 2010. are health insurance markets competitive? american economic review dessein, ...
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Two-Tier Labor Markets in the Great Recession: France vs. Spain
... and doctoral program. iza engages in (i) original and internationally competitive research in all fields of labor economics, (ii) development of ... - ment volatility, between fully regulated and fully deregulated labor markets, costain et al. (2010), focusing on the spanish case, ... is affected by duration rules. workers who exhaust unemployment insurance or are ineligible for it are entitled to so- ...
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Microsoft Word - cpbdoc96
... consolidation in the dutch life insurance market may be efficient. apparently, competitive pressure in the insurance market has been insufficient to force insurance firms to exploit the existing ... disadvantage. lack of consumer commitment can generate inefficiencies in insurance markets because short-term contracts do not offer insurance against reclassification risk (a change in health status ...
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L:\publicaties\...\cpbdoc15.wp [PFP#1210200691]
... have also been found in us insurance markets (bajtelsmit and bouzouita, 1998; chidambaran, pugel and saunders, 1998). see on competition in the european insurance industry oecd (1998a). 26 see gilbert ... sum, there is empirical support for the view that more concentrated banking markets are less competitive. nonetheless, in drawing conclusions caution is warranted, as the results are based ...
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Microsoft Word - New_ Futures_SPL_16_april.doc
... the protection of property rights. they engage less in income redistribution and public insurance so that income inequality grows. international developments also reflect increasing preferences for ... larger markets shares. renewable driving forces behind energy markets 33 energy (wind solar) and biomass pushed as an alternative in strong europe and regional communities will become more competitive. ...
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Microsoft Word - discussion61.doc
... . health plans may use these profits to cross subsidise basic insurance if the basic insurance market is more competitive. price signals pricing behaviour may also be influenced by price ... persisting underwriting cycles (periodic wide swings in premiums and profitability) often observed in health insurance markets (grossman and ginsburg 2004). price signals that serve as focal points may mitigate ...
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impact bank competition interest rate pass through euro area pdf
... in more competitive loan markets than in less competitive loan markets? 3. do bank interest rates in more competitive markets adjust faster to changes in market interest rates than in less competitive markets? this ... winker (1999). banks may also choose to provide their borrowers with implicit interest rate insurance' by smoothing bank loan rates over the cycle; see berger and udell (1992). finally ...
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new approach measuring competition loan markets euro area pdf
... the us had the most competitive loan market, whereas germany and spain were among the best competitive eu markets. the german results seem to be driven partly by a competitive commercial banking sector ... boone has applied his indicator to various manufacturing industries and bikker and van leuvensteijn life insurance business. 4 a world-wide study by claessens and laeven (2004) found that bank ...
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Onderzoeksmemorandum (set-up) [PFP#1100738316]
... of this paper. research memorandum no 171 regulated competition in health insurance markets rudy douven1 cpb netherlands bureau for economic policy analysis, the hague, ... diminish their efficiency activities in the current year. in a dynamic competitive environment, efficiency activities are only profitable if individualinsurergains(investmentprofitsminusinvestmentscosts)outweighthegains of other ...
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