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1 - 10 van 14 voor deposit rates
L:\publicaties\...\cpbdoc15.wp [PFP#1210200691]
... . banks in concentrated markets tend to have a higher profitability, charge higher rates on loans and offer lower deposit rates.25 however, for us banks in general only a small percentage of the ... in banking comes from mergers studies. one finding is that bank mergers increase loan rates and decrease deposit rates.29 another finding is that bank mergers affect small borrowers negatively.30 there is ...
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impact bank competition interest rate pass through euro area pdf
... deposit rates, hannan and berger (1991) find that deposit rates are significantly more rigid in concentrated markets. especially in periods of rising monetary policy rates, banks in more consolidated markets tend not to raise their deposit rates ...
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new approach measuring competition loan markets euro area pdf
... the second group consists of (k2) input prices, such as wage rates, deposit rates (as price of funding) and the price of other expenses ... outputs (loans, securities and other services), input prices (wages, funding rates and prices of other non- interest expenses) and the control ... , the total market commercial banks in the loan and deposit markets is relatively limited, amounting to a mere 20-30 ...
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Microsoft Word - discussion164.doc
... (1998), high short-term real in- terest rates affect bank balance sheets adversely if banks cannot increase their lending rates quickly enough and hence increase banking risk. furthermore, ... risk management total interest expenses total deposits off balance items total assets government deposit total deposit government securities total assets stock return variability correlation with the maximum 0. ...
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disc160.pdf
... sample weights. b safe financial assets include checking and saving accounts, certificates of deposit and employer-sponsored savings plans. c fairly safe financial assets include defined contribution ... lindeboom, p. lundborg, and m. mastrogiacomo (2008) pen- sion plans and the retirement replacement rates in the netherlands, discussion paper 118, cpb netherlands bureau for economic policy analysis. ...
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doc211.pdf
... customer client relationship market based activities, scale specialist business model bundeled services, scope deposit funding wholesale funding, securitisation, balance sheet management customer client relationship market based ... contracted. if banks have market power, they can charge lower initial interest rates (petersen and rajan, 1995). but long-term relations are not only beneficial, ...
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Microsoft Word - mev2011.doc
... , does the recent success of some oecd countries in lowering their unemployment rates lie in the clever design of their labor market reforms? oxford economic papers ... rating en tienjarige staatsobligaties. b renteverschillen. verenigde staten verschil van driemaands certificates of deposit (secondaire markt) en driemaands schatkistpapier. eurogebied verschil van driemaands euribor en driemaands eonia ...
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Microsoft Word - mev2010.doc
... staatsobligaties. b renteverschil tussen voor verenigde staten 3-maands certificates of deposit (secondary market) en 3-maands schatkistpapier, voor eurogebied 3-maands euribor ... kredietbeoordelaars de beoordeling (rating) verlaagden. verzekeringspremies tegen wanbetaling op overheidsobligaties (sovereign cds rates) liepen ook sterk op. dit kwam door de toegenomen risicoperceptie bij beleggers ...
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Microsoft Word - leuvensteijn.doc
... the characteristics that underlie these risks are observed, then lenders will set the lending rates accordingly. furthermore, to limit the borrower's moral hazard, mortgage lenders may demand ... mortgage) log(real value of mortgage) log(real instalment payments) log(real premium deposit) dummy annuity mortgage dummy repayment mortgage dummy endowment mortgage dummy other mortgages (included ...
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Microsoft Word - cpbdoc210.doc
... resort pricing of liquidity, distinguishing illiquidity from insolvency, moral hazard, regulatory forbearance deposit insurance pricing, moral hazard, implicit government guarantees, role of private insurers ... by purchasing assets, providing or guaranteeing liquidity, recapitalizing banks, and lowering interest rates. according to the international monetary fund (imf), governments spent about 30 ...
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