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ar1999.pdf
... may duff phelps granted ugbi bank a short term credit rate of d2, on a scale of d1 (highest) to d5. furthermore, recently standard poor's have also changed their outlook ... ). the uniformity of the banking application systems implemented in most of our branches enhances the efficient control over the bank's activities. in the year 2000 the bank hopes to realize ...
garantibank.nl
20100609140407 GBI AnnualReport2009 pdf
... buffer and solvency level. in addition, increasing emphasis has been put on the risk control, efficient use of capital through risk-return optimization and ongoing stress testing. the solvency level has ... is effectively capped according to the rating of the sovereign. the granular 22-grade rating scale, which is calibrated on a probability of default measure based upon a statistical analysis of ...
garantibank.nl
ar2006.pdf
... ,treasury's role as risk manager was crucial to manage balance sheet risks in an efficient and effective manner.the division's capacity to conduct accurate analysis and strong guidance on ... models are integrated in the credit granting and monitoring processes. the granular 22-grade rating scale,which is calibrated on a probability of default measure based upon a statistical analysis of ...
garantibank.nl
ar2008.pdf
... accomplishments are the result of our ever growing investments into the quality of human resources, efficient use of it infrastructure with well-engineered in-house solutions, brand recognition targeted marketing campaigns ... are validated by a third party on an annual basis. the granular 22-grade rating scale,which is calibrated on a probability of default measure based upon a statistical analysis of ...
garantibank.nl
ar2007.pdf
... risk manager was crucial to manage balance sheet risks in an efficient and effective manner. in a macro environment where anxiety was ... the credit granting and monitoring processes. the granular 22-grade rating scale,which is calibrated on a probability of default measure based ... years of service up to balance sheet date, the estimated salary scale at the time of the expected retirement date and the ...
garantibank.nl
Gar.Jaarversl.2003
... risks while keeping valued relationships. in spite of the wide scale irritations caused by the iraq situation and the chinese sars epidemic ... channels namely call centers and internet. these distributionchannelsenable thebank toofferitsclientsaspeedy,efficient andprofessionalservice.it isvital tooffersuchdeliverychannel choices to thecustomersdue to thefiercecompetitionin thesavingsmarket aswellas ...
garantibank.nl
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