General observations 

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Microsoft Word - CPB IN FOCUS 110603 14.30uur.doc
... 13 the procedure 13 the structure of this report 14 3 general observations 15 3.1 cpb's position 15 cpb as an ... activities. klaus f. zimmermann, chairman review committee executive summary 1.1 general observations and recommendations 1.1.1 cpb's position the committee ... finally an overview of the persons we spoke with. 15 3 general observations 3.1 cpb's position cpb as an indispensable provider ...
cpb.nl

Microsoft Word - Final Report Chindia.doc
... pupil-teacher ratio for secondary schooling in india versus china. as a result of these observations, the indian government has initiated a greater focus on schooling in recent years. but the ... enormous influence in how major crises, such the iran nuclear stand-off, are resolved. in general, china shows a preference for pragmatic policies, and an interest in avoiding conflict and confrontation ...
abnamro.nl

20100608114036__risk2009.pdf
... finance, treasury, private banking etc). the measurement systems have been built in line with the general structure of gbi and they differ depending on the type of counterparty. gbi has dedicated ... .e. saving deposits. the repricing frequency of these products are measured based on the historical observations. the prepayments are not taken into account as this risk is mitigated to a large ...
garantibank.nl

risk2008.pdf
... etc). the measurement systems have been built in line with the general structure of the bank and they differ depending on the ... addition to the abovementioned specific credit provisions, gbi has a dynamic general loan loss provision that is calculated based on the expected ... is calculated on the basis of the last three twelve-monthly observations at the end of the respective financial years. if audited ...
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Microsoft Word - Mortgage market NL.doc
... exceeded this percentage. the tax deductibility of interest payments leads to three interesting observations. first, mortgage financing is very attractive since net interest costs are clearly lower. ... originator has its specific product lines, the following mortgage products are distinguished in general mortgage product mix (1998-2010) % of all mortgages traditional investments savings life ...
abnamro.nl

paper-flex-fitzenberger_0.pdf
... . the hypothesis of uniform insider wage growth requires equation (6) to hold against a more general alternative. in order to formulate a test of the hypothesis of uniform insider wage growth ... procedure in that it draws blocks of cell observations, including the cell weights, to form the resamples. we draw a two-dimensional block of observations with block length eight in the cohort ...
cpb.nl

untitled
... conformity with the articles of association of the company, the chairman shall, as a general rule, chair the general meetings, and shall decide on the contents of resolutions. the ruling pronounced by ... the (annual) accounts. 3.3. supervision of the follow-up given to the recommendations and observations of the internal and external auditors on specific (organisational) issues related e.g. to loans ...
triodos.nl

Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... not exceed four years, and huls expresses a preference for three years based on the observations of debt counselors as to debtors' ability to 8 id. at 221-23. 9 on ... extending credit under potentially irresponsible circumstances. 49 see http www.peer-review-social-inclusion.eu general-information. 50 european commission, dg employment, social affairs and equal opportunities, amnesty of debts amicable ...
www.wsnp.rvr.org

Microsoft Word - final version1..doc
... in more detail in the chapter literature and earlier studies. where masters did a more general study on the influence of speculators on the commodity prices, this paper will focus on ... . however, a consequence of lowering the number of observations, by taking the average of daily and weekly observations, is that the number of observations is lowered, which may cause problems in doing statistical ...
triodos.nl

TEB NV Management Board Report 2011.pdf
... the project, supported by teb group risk management on certain credit risks and past statistical observations of our own portfolio, is expected to enhance monitoring and analysis of credit risk ... quality of performance in carrying out assigned responsibilities. this function is performed by the general inspection department' which is its internal audit unit. management and the audit and governance ...
tebnv.nl