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1 - 2 van 2 voor household welfare
Doku_Con_Juni05_s1_33.qxp
... in society. consu- mers' responsibilities for their retire- ment savings have grown. changes in welfare reform have moved low- income consumers from government benefit recipients to permanent job seekers. ... almost 90% of participants worked or were students). mean monthly household income of participants in add was 1.496 and household income was 116% of the family- size-adjusted poverty threshold. ...
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Netherlands cf USA Cons BK Reform v2.doc
... credit counseling industry and mandatory payment plans that hold some debtors to quite restrictive household budgets for five long years. credit counseling will likely delay but not avoid bankruptcy, ... private credit counselors. ironically, credit counseling in the united states was initiated not by welfare organizations, but by commercial banks. in response to rising default rates and personal ...
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