Individual and municipality characteristics 

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Microsoft Word - discussion47.doc
... individual and municipality characteristics are important. these findings underline the importance of controlling for individual background characteristics, especially in the case of violent crime. 4.4 police protection and ...
cpb.nl

Netherlands cf USA Cons BK Reform v2.doc
... act and its 4 predecessors, see, e.g., jason j. kilborn, mercy, rehabilitation, and quid pro quo a radical reassessment of individual bankruptcy, ... analyzing a number of characteristics of these debtors, such as age, marital status, number of children, income, and total debt load, ... declarationmust be issued by local authorities in the debtor's municipality or, more often, by the local gkb or other ...
www.wsnp.rvr.org

Microsoft Word - leuvensteijn.doc
... and the mortgages of life insurers. after correcting for the household and municipality characteristics, we find that the dispersion of the lending rates is 1.28 percentage points for the life insurers and ...
cpb.nl