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1 - 10 van 68 voor interest margin
impact bank competition interest rate pass through euro area pdf
... interest rates to changes in market interest rates. our results suggest that stronger competition implies significantly lower interest rate spreads for most loan market products, as we expected. this result implies that bank interest ... a lack of competition. a traditional measure of profitability is the price-cost margin (pcm), which is the output price minus marginal costs, divided by output price. ...
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new approach measuring competition loan markets euro area pdf
... assets, income or funding. costs are defined as the sum of interest expenses, personnel expenses and other non-interest expenses. costs, loans and securities are, respectively, 6%, 61% and 25% ... coefficient shifts from estimated competition measures in carbo et al. (2006) include the net interest margin, the return on assets ratio, the lerner index, h-statistics and the hirschmann-herfindahl ...
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Manager turnover and firm performance
... recovered faster. figure 3.23 return on assets while the net interest margin of bbeu is generally higher compared to the interest margin in mbeu, return on assets is on average quite similar. ... data. table b.21 profitability - pre-tax roa20 , net interest margin21 , cost to income ratio22 (source bankscope) pre-tax roa net interest margin cost to income ratio austria belgium bulgaria cyprus czech ...
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paper-flex-martin-2.pdf
... effect of 16 employment protection on labour mobility is stronger on the entry exit margin than on the reallocation of labour among incumbents. this suggests that overly-strict ... composition and individual characteristics as the average country other than the characteristic of interest. adjusted reallocation, hiring and separation rates are estimated average rates observed across countries. ...
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Microsoft Word - Holland 110111
... , although it has more weight on the extensive (number of employees) than the intensive (hours) margin. the level of job creation remains high, although job creation is procyclical and jobseparation countercyclical ... . 4. adjustment and burden sharing the adjustment process in the danish labour market is of interest in its own right, but also in a broader perspective of the lessons to be ...
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Microsoft Word - paper_flex_kramarz.doc
... to court, on one side the firm economizes on the extensive margin (less cases) but pays more on the intensive margin (more expensive). therefore, measured case outcomes do not have a simple ... go to the court, with low probabilities of winning. proportionally, more of them have an interest to end at the conciliation stage instead of reaching the trial stage. thus the conciliation ...
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Two-Tier Labor Markets in the Great Recession: France vs. Spain
... use of temporary contracts. in particular, they explore whether flexibility at the margin is the reason why labor markets with a relatively high degree ... in the late 1990s with a higher inflation rate than france, real interest rates fell by 6 pp., against 1.5 pp. in france, ... (before the crisis). parameter values are presented in table 2. the interest rate r is set at 1% per quarter. as in most of ...
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access regulation and adoption voip pdf
... competitor, the regulator may want to subsidize the competitor at the margin to increase competitive pressure (ebrill and slutsky, 1990; lewis and sappington, ... segment. this result suggests that it is not necessarily in the interest of firm 1 to lobby for a high access charge. in ... the voip segment (and thus a smaller market share of voip) interest of firm 1 if retail price regulation in the pstn is ...
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analyzing female labor supply 0 pdf
... force. there are two relevant margins to investigate, labor force participation (extensive margin) and hours of work (intensive margin). in the empirical analyses, we focus on prime-age women who are ... violate the validity condition for using the tax reform as instrumental variable. the parameter of interest 1 should be interpreted as the uncompensated wage coefficient. this can be translated into ...
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Microsoft Word - ageing_.doc
... but not least) the fiscal system in which interest payments on mortgages are deductible, while interest on other loans is not. a cutback ... above 3 % to a little below 3% of gdp. this margin is behind the figure of 3% for sustainable emu balance ... and infrastructure become more attractive, for example, if interest rates are low. lower interest rates also make pensions more expensive; this could ...
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