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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... in 1963. 4 the problem of consumer indebtedness statistical aspects consumer indebtedness - orc macro international social research . summary and conclusions proposed measures of indebtedness and over-indebtedness. 6 this ... of the concept of over-indebtedness ... exists at european level and neither are reliable statistics available to gauge the scale of the problem in the different member states. no ...
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zusammenfassung-u1-u4.qxp
... a debt counsellor and loan and insurance expert at vsz. 1) unemployment rate according to international definition (eurostat) number of people unemployed as a percentage of the labour force. unemployed ... costs, has no sufficient remaining income to keep up necessary instal- ments. according to recent statistics, at present more than 180 000 austrian households are overindeb- ted and thus insolvent. ...
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