|
1 - 10 van 55 voor life insurance and pension
Microsoft Word - Bijlage_publicaties_jaarrapportage 2009.doc
... . mastrogiacomo, m., apps and rees model of life cycle time allocation and saving in an imperfect capital market, netspar, 30 januari 2009. mastrogiacomo, m., pension plans and the retirement replacement rates ... november 2009. vuuren, d.j. van en j.p.m. bonenkamp, the dutch social insurance and pension system, presentatie voor finse parlementaire delegatie, finse ambassade, 21 april 2009, den haag. ...
cpb.nl
analyzing labour supply elderly people life cycle approach pdf
... pension premiums (ppt), minus taxes and social security contributions on current income (taxt), and minus consumption ( ptct). current income consists of wage income (wtlt), pension benefits paid by the government (aowt) and pension benefits paid by pension ... in the interest rate and reflect the presence of life-insurance or annuity markets, where competitive life insurance firms make payments to ...
cpb.nl
Microsoft Word - ageing_.doc
... and the adoption of a new methodology to cope with risk premiums. due to the falling interest rates also the expected return on private savings and pension ... and older were included in private sector schemes before and in public sector schemes after the reform of health insurance ...
cpb.nl
Recent developments in healthcare reform
... pension (aow) + 3.6% gdp may 12, 2011seminar sustainability dutch health care cpb netherlands bureau for economic policy analysis not necessarily bad increasing health years life ... cure?) and what should be income related (care?) and use taxes - not expenditures - for redistribution financing higher benefit higher (individual) payments efficiency right balance between insurance and incentives ...
cpb.nl
Microsoft Word - cpbdoc96
... annuities and life insurance in opposite ways (a higher than expected life expectancy leads to profits on life insurance and losses on annuities and ... insurance individual life insurance offers cover for one individual person and his or her family members. group insurance consists mostly of pensions for a group of employees and are usually taken out by employers without pension funds. life insurance ...
cpb.nl
Microsoft Word - cpbdoc_tang.doc
... to the next generation through bequests.8 second, people have uncertain life spans and they cannot write perfect life insurance contracts, so that bequests are sometimes unintended (cf. davies, 1981). ... their income decline and to provide insurance against labour market risks such as disability and unemployment. public pension systems can also be seen as a form of insurance, namely against longevity ...
cpb.nl
income incentives labour participation and home production pdf
... life-cycle consumption and savings (apps and rees (2000)). despite the promising results of initial studies (apps and rees (2001), apps (2003) and apps and ... extract data concerning the pension replacement rate and the age of ... insurance, john wiley and sons, ltd. ooms, i. and e. van gameren, 2005, childcare and labour force participation the importance of attitudes and opinions, mimeo. verbeek, m. and ...
cpb.nl
pension plans and retirement replacement rates netherlands pdf
... early retirement benefit (v 1). the formula includes an age and pension fund (p) dependent replacement rate (e) computed for each main dutch pension fund (euwals et al 2004) that allows imputing ... and family life during the life course, de economist, 153(4), pp., 399-423. burkhauser, r.v., j.s. butler and g. gumus, 2004, dynamic programming model estimates of social security disability insurance ...
cpb.nl
dp182retirement flexibility and portfolio choice pdf
... pension institutions, like corporate pension funds, trust funds or life-insurance companies, to which individuals have dedicated or will dedicate their saving and investment decisions. as the development towards tailor-made pension ...
cpb.nl
Manager turnover and firm performance
... and pension benefits, which underlies the financial incentives, does not take potential differences in lifetime expectancy and time preference into account. empirical evidence suggests that low wage earners have a lower life expectancy and ... on the national employment insurance registers and on the tax registers. the registers contain information on working hours, salary and some firm information ...
cpb.nl
| 