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1 - 10 van 32 voor life insurance products
Microsoft Word - cpbdoc96
... life insurance products play a very important role in the financial planning of many households. this important role is reflected in the size of the life insurance industry spending on life insurance products ...
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Microsoft Word - discussion66
... products requires, inter alia, that consumers can find the product that matches their preferences at the lowest possible price. financial products, and in particular life insurance products, are generally considered to be complex. searching and comparing financial products can therefore be difficult and ...
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Athena
... care, imputed rents on owner occupied houses and administration costs of pension funds and life insurance companies (clp), yll the disposable labour income excluding the privately financed consumption of health ... the elasticity for spending on tourism abroad. as expected, the elasticities for agricultural products (some food products and flowers) and food and drinks are less than unity. 2.5 ...
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Microsoft Word - cpbdoc_tang.doc
... transferred to the next generation through bequests.8 second, people have uncertain life spans and they cannot write perfect life insurance contracts, so that bequests are sometimes unintended (cf. davies, 1981). third, ... try to avoid them, e.g. by working fewer hours, invest less and consume untaxed products. these responses erode the tax base, thereby reducing tax revenue, as well as reduce ...
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memo1960.pdf
... risk free rate, the survival rate due to our assumption that households participate in a life insurance pool and a certainty equivalence indicator of the excess return on equity investments. the ... leads to a modified version of the optimal linear regulator problem. in particular, cross products occur between state and control variables. hansen and sargent (2004) discusses a transformation to ...
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memo227.pdf
... firms firms are immediately much more productive. since they produce more, the prices of the products have to be reduced to clear the market. if wages and the rental rate of ... . woodford, m., 2003, interest and prices, princeton university press, princeton. yaari, m., 1965, uncertain lifetime, life insurance, and the theory of the consumer, review of economic studies, vol. 32, no. 2, pp.
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new approach measuring competition loan markets euro area pdf
... competition cannot be measured directly, as costs and often also price data of single banking products are usually unavailable. hence, indirect measures are needed. this paper adds to the competition ... 3 boone has applied his indicator to various manufacturing industries and bikker and van leuvensteijn life insurance business. 4 a world-wide study by claessens and laeven (2004) found that bank ...
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Microsoft Word - leuvensteijn.doc
... percentage is at most other hand, according to nera (1999), life insurers distribute 79% of their products through intermediary channels, like affiliated agents, brokers, and even banks ... life insurers 0.681 percentage point). differences between banks and life insurers are significant, and banks seem to be for various reasons more sensitive to changes in the mortgage rate than are life insurance ...
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safe quarterly model dutch economy short term analyses pdf
... privately financed consumption of health care and the administration costs of pension funds and life insurance companies) are determined based on exogenous variables and then added, by definition, to ... making up chemical products. compared with its foreign competitors, the netherlands is strong' in base chemical products (such as naphtha) and weak' in fine chemical products (such as cosmetics). ...
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Microsoft Word - discussion67
... price or 20 per kg. there is no prescribed specific component for these tobacco products. all tobacco products are subject to the standard vat rate, which should not be less than 15 ... terms of lower nursing-home costs and retirement pensions exceeded the higher medical care and life insurance costs generated. the results of these studies, however, are sensitive to the choice of the ...
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