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CEP2009 uitgebreide samenvatting pdf
... banken. 19 m. hellwig, systemic risk in the financial sector an analysis of the subprime-mortgage financial crisis,max planck institute for research on collective goods preprint, m.k. brunnermeier, deciphering ... de zeer grote deposito's bij icesave) van de gevolgen rapport van de high level group on financial supervision in the eu, gepubliceerd op 25 februari 2009. effect van de kredietcrisis ...
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Microsoft Word - ageing_.doc
... verbon (uvt) and sweder van wijnbergen (uva). finally, important feedback was obtained from a referee group consisting of delegates from the dutch central bank and the ministries of economic affairs, finance ... , while interest on other loans is not. a cutback of the favourable tax treatment of mortgage loans would produce, broadly speaking, effects similar to those arising from a reduction of public ...
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disc159.pdf
... a self reported measure relative to the current market value of the home. the residual mortgage on all properties is subtracted. notice that the ...rst di erence over time of net ... remaining variables identify male respondents (male), educational level (educ), and the probability of a given group featuring a positive level of savings (imills), that should account for any possible selection or ...
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Microsoft Word - cpbdoc218.doc
... the government makes explicit which topics should at least be addressed by the advisory group. this group writes a report evaluating past budgetary procedures and making recommendations for the fiscal ... pricing. prosperity gains are attainable in the housing market by limiting tax relief on mortgage interest, but also by liberalising the rented homes market. parties make completely different choices ...
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Microsoft Word - cpbdoc96
... recently taken out a mortgage. of these 418 households, 241 consulted an advisor while the remaining 177 took the mortgage directly from their bank or other mortgage provider. the main ... be used for redeeming the mortgage either fully or partly. more generally, life insurance products can be classified along the following dimensions individual versus group insurance individual life insurance offers ...
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dp175 systemic risk across sectors pdf
... co new 146.6 unitedhealth group inc 85.9 4 wachovia corp 2nd new 115.6 metlife inc 52.6 5 fed. national mortgage assn 89.5 prudential ... marsh mclennan cos inc 36.6 9 fed. home loan mortgage corp 50.7 hartford fin. svcs group inc 33.6 10 fleetboston financial corp 48.8 a ... corp 2.6 molson coors brewing co 10.4 20 emcor group inc 2.4 pepsi bottling group inc 9.7 24 publisher cpb netherlands bureau for ...
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Microsoft Word - discussion52
... , the housing value and mortgage debt is relatively high. this may be due to the rather heterogeneous group of participants with nursing ... (0.24) non-single woman year dummies children high income mortgage debt house value incentive variables c incentive to retire incentive ... 0.01 (0.22) non-single woman year dummies children mortgage debt house value financial variables pension wealth c option value ...
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Microsoft Word - discussion33.doc
... number refers to the sofes credit for students with a mortgage free real estate property as collateral. the number in brackets refers to the sofes credit for students without a mortgage free real estate property as collateral. notice that sofes prefers ... group versus 8.06 for the control group) and percentage of repeated courses (4.35% for the treated group versus almost 5% for the control group ...
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Microsoft Word - leuvensteijn.doc
... group annuity and repayment mortgages. h reference group pension fund. i reference year 2001. j statistically different from zero at 1% level. conclusion with regard to price setting by lenders in the mortgage ...
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Microsoft Word - cpbdoc126.doc
... fall from 3 % % next year, slightly below potential. with monetary policy no longer accommodating and mortgage rates clearly up, the housing market is likely to cool further, with negative effects on ... countries and regions are calculated as the average of forecasts provided by working group members on so called group questionnaires. they include dollar exchange rates for japan and canada, as well as ...
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