Non confidential host:www.wsnp.rvr.org

Non confidential host:www.wsnp.rvr.org 



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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... arising out of debt and overindebtedness. debt advice which is free to the client, impartial, confidential advice which aims to aid and support people, their families and their households in ... . in belgium distinction is made between insolvency procedures for traders (company or individual) and non-traders (individuals consumers). traders may be declared bankrupt by the court. a formal bankruptcy ...
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zusammenfassung-u1-u4.qxp
... by public authorities (provincial or local governments, public employ- ment service, other institutions). austria's non-profit and privileged debt counselling services are mem- bers of the advisory council of the ... million was provi- ded in the year 2004 for the service. the service is free, confidential and independent. features of mabs the key features of the programme are as follows a ...
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