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Netherlands cf USA Cons BK Reform v2.doc
... , iain ramsay william whitford eds., dmps and credit counseling in crisis before the most recent amendments to the bankruptcy code, neither chapter required the debtor to attempt to negotiate ... voor volkskrediet), has been instrumental in facilitating and organizing credit counseling in the netherlands for decades. unlike in the u.s. counseling model, dutch creditors generally pay nothing to the ...
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zusammenfassung-u1-u4.qxp
... living costs, has no sufficient remaining income to keep up necessary instal- ments. according to recent statistics, at present more than 180 000 austrian households are overindeb- ted and thus ... 2003 some 135,000 people asked for help in solving their financial problems3 . for several decades now, municipal social banks have been a common phenomenon in the netherlands. established and financed ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... note 57, at 27 at 6. 67 explanatory memorandum, supra note id. 39. 13 two decades ago. every one of the sources surveyed here (and many others not surveyed) unambiguously recommends ... occur overnight. between 1990 and 28 july 2010 (when the greek legislature adopted the most recent such law), national legislatures adopted debt adjustment and discharge legislation in several distinct waves. denmark ...
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