|
1 - 7 van 7 voor retail banking loan
Four Futures of the Netherlands
... market and global economy, higher education is partly privatised. a government-supported loan system, together with the stronger incentives resulting from the higher income inequality, ... construction construction industry services operation of real estate wholesale and retail trade and repair transport communication banking, finance and insurance temporary employment agencies and household services ...
cpb.nl
doc211.pdf
... absent. this implies that large international banks specialize for example in investment services or retail internet banking. clients can easily change banks, as information on their creditworthiness is credible and ... financial services to these clients more efficiently (rajan, 1992). for example, contact between a loan officer and a firm may offer opportunities to assess additional needs, such as ...
cpb.nl
L:\publicaties\...\cpbdoc15.wp [PFP#1210200691]
... banking 71 5 competition and stability in dutch retail banking 73 5.1 stability in retail banking 73 5.2 what are the relevant retail markets? 75 5.3 what are the competition issues in dutch retail banking ... does not matter (anonymity) and liquid trading markets exist. further, the design of loan contracts differs in general significantly from depositor contracts. deposits have convenient maturity, ...
cpb.nl
impact bank competition interest rate pass through euro area pdf
... a dnb research seminar, 23 january 2007, and an ecb workshop on interest rates in retail banking markets and monetary policy', 5 february 2007, for valuable comments and suggestions. the views ... lower, and are deposit interest rates higher, in more competitive loan markets than in less competitive loan markets? 2. are long-run loan and deposit interest rate responses to corresponding market rates ...
cpb.nl
new approach measuring competition loan markets euro area pdf
... particularly in germany and the us, than savings and cooperative banks. key words competition, banking industry, loan markets, marginal costs, market shares jel code abstract in dutch deze paper is de ... due to the change in the ownership structure of building societies ( de-mutualisation') competition in retail banking activities in the uk declined during 1999-2001. as a matter of fact, the boone ...
cpb.nl
Microsoft Word - leuvensteijn.doc
... and g.f. udell, 1990, collateral, loan quality, and bank risk, journal of monetary economics, vol. 25, pp. 21-42. bos, j., 2002, european banking market power and efficiency, phd-thesis. ... credit; implications for discrimination, journal of real estate finance and economics, vol. bondt, g., 2002, retail bank interest rate pass-through new evidence at the euro-area level, european central ...
cpb.nl
Microsoft Word - cpbdoc210.doc
... example by increasing leverage or the risk of their loan portfolio. first, regulation can drive procyclicality, thus enhancing ... level of financial stability, governments regulate banks through banking supervision, capital requirements, deposit insurance, lender of last resort ... lowering input costs, and the retail market for cars will become less competitive, raising retail prices. in most markets, ...
cpb.nl
|
