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Doku_Con_Juni05_s1_33.qxp
... consumer bankruptcy debtor education in cooperation with professor karen gross of the new york law school.12 financial general education in germany13 in germany, financial general educa- tion is understood ... while at the same time introducing new charges), practices that are counter to the free choice of consumers and the principle of fair competition (complex or expensive arrangements for clo- ...
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zusammenfassung-u1-u4.qxp
... financing debt relief. yet the municipalities retain their free- dom of choice and they can decide not to invest, or only to a ... by das have no diploma or have only finished their primary school level. by contrast, 0.6% of them have a university degree. ... higher than a salary, for people with a low professional or school level. furthermore, substitute incomes are not attachable in contrast to ear- ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... as overindebtedness law continues its rapid and dynamic evolution. professor of law, john marshall law school (chicago). this paper was prepared as the inaugural lecture for my investiture to the two ... of proceedings depending on the nature of the case. first, consumers might be offered a choice of a payment plan or immediate discharge, as the report posits there is no benefit ...
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