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1 - 4 van 4 voor being proposed
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... indebtedness statistical aspects consumer indebtedness - orc macro international social research . summary and conclusions proposed measures of indebtedness and over-indebtedness. 6 this report states - measures that ... its lifetime resources, over different stages of the individual or family's lifecycle. being indebted - formally or via informal family channels - is normal consumer behaviour and ...
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Doku_Con_Juni05_s1_33.qxp
... 181. introduction are willing to alter consumption choices for the possibility of impro- ved well-being through asset accu- mulation. some participants may be close to subsistence and have high ... 2001, based on experimental pro- jects carried out in northern france, the walloon regional government proposed that certain existing welfa- re services should be recognised as consumer schools and, as such ...
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Netherlands cf USA Cons BK Reform v2.doc
... not even making these criteria clear to the counselors.40 by 2001, creditor rejections of proposed dmps had become common though often illogical, and creditors were offering fewer interest-rate ... this provision was designed to ensure that the trustee would receive complete information about payments being made to and undeclared obligations incurred by the debtor, both of which would affect ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... activities by the debtor. 26 this recommendation also addresses the international effects of the proposed discharge. recognizing the adoption in may 2000 of the council regulation (ec) no. 1346 ... over- indebtedness include social security expenses, tax losses due to the over-indebted individuals being unemployed, medical costs, accommodation of those evicted from their homes, low recovery rates of ...
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