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1 - 3 van 3 voor between middle management ability
Doku_Con_Juni05_s1_33.qxp
... neustart - an association for probation assistance, conflict management and social work piber software keg ... services must be expanded. models of cooperation between debt counselling services, social counselling centres ... action, the awareness of choices, and the ability to choose self-assu- redly among the ... it is an indispensable prerequisite for the middle and upper class that participates in ...
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Netherlands cf USA Cons BK Reform v2.doc
... this article also notes key similarities and differences between the dutch system and the new consumer ... payment in dmps); nfcc, personal plans solutions, debt management plan, http www.debtadvice.org persplans persplans ... to lower levels, so the median or middle debt level would likely have been somewhere around ... repayment capacity for those who reported some ability to pay was only about 125 per ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... , the unique terminological distinction in england between bankruptcy for consumers and insolvency for businesses ... whose debts . . . however caused, (private or commercial) exceed their ability to repay within a reasonable period. id. at ... whether it is sensible to make middle class people who have the resources ... all policy decision relating to debt management and treatment of over-indebted individuals ...
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