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1 - 3 van 3 voor budget balance
Doku_Con_Juni05_s1_33.qxp
... the so-called finanz- check, consist in drawing up a list of creditors and a balance of income and expenditures, in emergency measures to secure the livelihood in case of ... 2005 financial education financial general education individual level social level understanding managing one's own budget debtors are emancipated actors in the economic sphere. change of individual behaviour communicating know- ...
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zusammenfassung-u1-u4.qxp
... and may thus be suf- ficient for a settlement with credi- tors. even if the balance is negative, debt counsellors may resort to so- called collective repayment program- mes (personal insolvency ... ket access. the case is different if overindebtedness is or becomes structural (low incomes, bad budget administration, ...). we can imagine three main solutions to help overindebted people to get a better ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... proceedings without prohibitive costs, though restricted to those acting in good faith, (4) availability of budget and debt counseling, and (5) preference for out-of-court or pre-court proceedings.35 ... , the observers emphasized the importance of examining the good faith of creditors by way of balance between debtors' and creditors' rights. if debtors were to be scrutinized for their good faith ...
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