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Doku_Con_Juni05_s1_33.qxp
... counteract further exclusion from the financial services system. access to financial services will be a central issue in the future. both edu- cated consumers and debt counsel- ling services with a ... not the marketing of financial institutions aimed at young people is compatible with the social role that such institutions sometimes claim that they carry out (learning about savings, raising awareness ...
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zusammenfassung-u1-u4.qxp
... salzburg conference debts and debt relief in the netherlands 1) source centraal bureau voor statistiek central statistical office 2) janssen et al. problematische schulden, zicht op het onzichtbare overindebtedness, a look ... those families who depend on social welfare or who are on low incomes a prominent role for local statuto- ry agencies, such as the depart- ment of social and family affairs ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... counselors as to debtors' ability to 8 id. at 221-23. 9 on the pivotal role and importance of debt counseling, see id. at 229-232, huls et al. , supra note ... greek law (art. 1, para. 2), for example, excepts taxes and fees owed to the central government and local authorities, and the latvian law (sec. 177(2)) also excepts tax debts ...
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