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1 - 4 van 4 voor certain policy
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... networks and representative bodies and the overindebtedness sector. to campaign and comment on social policy issues relating to financial and social exclusion arising from overindebtedness. to deliver definitions ... being indebted - formally or via informal family channels - is normal consumer behaviour and a certain level of debt is inevitable for the majority of households, particularly at the ...
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Doku_Con_Juni05_s1_33.qxp
... sondra g., hilgert, marianne, patterns of financial behaviors implicati- ons for community educators and policy makers, federal reserve system community affairs research confe- rence, discussion draft february 2003 ... about credit risks), the transparency of the pricing practices of certain financial instituti- ons (the elimination of certain char- ges, announced with a fanfare of publicity, while at ...
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Netherlands cf USA Cons BK Reform v2.doc
... necessary for the debtor's household expenses.23 additionally, some courts require at least a certain minimum payment to creditors to establish the debtor's good faith. 24 the required minimum ... of 1896. both german and dutch reformers ultimately defended the radical new fresh start 80 policy primarily in terms of offering debtors a perspective for their futures, giving them an incentive ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... , 1984-2010 jason j. kilborn i. introduction we academics commonly attempt to influence legislative policy through analysis and recommendation, but we have good reason to wonder whether our messages ... is understandable that governments would attempt to avoid a public outcry by freeing debtors from certain sensitive debts, the clear european trend to limit these exclusions is commendable and should ...
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