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1 - 5 van 5 voor common future
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... information, harnessing the synergies generated by existing national observatories, .. with a view to the future establishment of a community over-indebtedness observatory. cdn already exists and, indeed, is referred ... ). the key paragraphs from the perspective of the current study are as follows no common definition of the concept of over-indebtedness ... exists at european level and neither are ...
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Doku_Con_Juni05_s1_33.qxp
... socialisation affects both. how do people make financial decisions? there are empirical indi- cations that common-sense observa- tion of human actions is not that wrong. behavioural economics has demonstrated ... the financial services system. access to financial services will be a central issue in the future. both edu- cated consumers and debt counsel- ling services with a stronger europe- an ...
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Netherlands cf USA Cons BK Reform v2.doc
... chapter 13 payment plan as a quid pro quo for relief for debtors with significant future income, for reasons that i have argued before seem wholly unconvincing. see kilborn, supra note ... criteria clear to the counselors.40 by 2001, creditor rejections of proposed dmps had become common though often illogical, and creditors were offering fewer interest-rate reductions and other concessions to ...
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zusammenfassung-u1-u4.qxp
... - tion and thus of the labour market in the near future. debt counselling services will have to specialise also in the future as the structural and legal frameworks of their fields of ... in solving their financial problems3 . for several decades now, municipal social banks have been a common phenomenon in the netherlands. established and financed by local authorities, these institutions opera- te as ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... in insolvency matters and concludes that it thus represents the common core of consumer bankruptcy policies for the near future. 34 the iff report distills five core principles of ... for employment, social affairs and equal opportunities, towards a common operational european definition of over-indebtedness (february 2008) hereafter, common definition , full report online at http ec.europa.eu ...
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