Competition authority 

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20100609140407 GBI AnnualReport2009 pdf
... revenues grew and client loyalty remained high in spite of turbulent markets and increased competition. treasury increased its commercial transaction volumes and broadened its core product range. structured finance ... organization. the audit and risk management committee of the supervisory board is the ultimate authority for the monitoring of risks and capital adequacy at the board level. the risk ...
garantibank.nl

Doku_Con_Juni05_s1_33.qxp
... . fsa, building finan- cial capability in the uk the role of advice, london financial service authority july 2004. 4 oecd 2004. the evaluation of the effectiveness of financial literacy programmes can ... ), practices that are counter to the free choice of consumers and the principle of fair competition (complex or expensive arrangements for clo- sing a current account, the non- portability of current ...
www.wsnp.rvr.org

AMBA 2736863 v1 turbos combined supplements DOC
... 2010. a copy of the annual report 2010 has been filed with the netherlands authority for the financial markets (stichting autoriteit financiele markten) and, by virtue of this supplement, ... can be adversely affected by (i) general economic conditions and other business conditions, (ii) competition, (iii) regulatory change and (iv) standard banking risks including changes in interest and foreign ...
abnamro.nl

Microsoft Word - Notes_AFM clean 300609 FINAL.DOC
... launchpad programme for the issuance of notes (the base prospectus) approved by the netherlands authority for the financial markets (stichting autoriteit financiele markten, the afm) on 1 july 2009 ... can be adversely affected by (i) general economic conditions and other business conditions, (ii) competition, (iii) regulatory change and (iv) standard banking risks including changes in interest and ...
snsbank.nl

AMBA 1644140 v14 ABN AMRO RD 2009 DOC
... and equity prices; changes in dutch and foreign laws, regulations and taxes; changes in competition and pricing environments; natural and other disasters; the inability to hedge certain risks economically; ... board and supervisory board and regulated by the dutch central bank and the netherlands authority for the financial markets. update on separation in 2007 the consortium members agreed and ...
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20110527161500__GBI Annual Report 2010.pdf
... institutional structure. gbi could cope with the headwinds such as contracting profit margins and increased competition and deliver results surpassing its targets. one of the prominent trends of the year was ... the organization. the audit and risk management committee of the supervisory board is the ultimate authority for the monitoring of risks and capital adequacy at the board level. gbi has ...
garantibank.nl

Annual-Report-2011.pdf
... . although not required to, triodos bank performed the stress test that the european banking authority has required of a subset of european banks to test their resilience to a ... with non-compliance with legislation or regulations in terms of financial supervision, corruption, advertisements, competition, privacy or product liability. transparency and reporting triodos bank has used the guidelines of ...
triodos.nl

TEB NV Management Board Report 2011.pdf
... to five years, provide viable solutions for our customers at competitive rates. despite fierce competition in the market during successfully maintained its customer base through competitive interest rates and ... of the supervisory board credit committee in cases where they exceed the credit approval authority delegated to the managing director as the chairman of the management credit committee. credit ...
tebnv.nl

Aegon_AR_ENG_Cover
... at aegon bank showed a strong inflow during the first half-year, although increased competition led to pressure on overall profitability and growth in the second half. yet, aegon ... %). regulatory change contributed to the ongoing development of the uk market. the financial services authority provided greater freedom to intermediaries by allowing ownership of important distributors by life insurance ...
aegon.nl