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1 - 4 van 4 voor consumer demand
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... brought modern research to public attention in 1963. 4 the problem of consumer indebtedness statistical aspects consumer indebtedness - orc macro international social research . summary and conclusions proposed measures ... broadly those member states who have a debt settlement act or scheme that demand attempts at voluntary schemes and arrangements, this group includes germany, finland, france, sweden ...
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Netherlands cf USA Cons BK Reform v2.doc
... sr055.pdf directory diskb wais data 109 cong reports hereinafter, abusive practices ; consumer federation of america national consumer law center, credit counseling in crisis the impact on consumers of funding ... ' assent to voluntary plans.91 waiting periods have increased substantially due to the greater demand on counselors following the enactment of the wsnp.92 unfortunately, the result of this ...
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zusammenfassung-u1-u4.qxp
... the situation of unemployment and overindebtedness in belgium rene kalfa is general manager of the consumer protection centre for eastern belgium (vsz ostbelgien). mario leyens works as a debt counsellor and ... (over-)indebted. a short glance at the historical development of debt counselling services shows rising demand in this field. is unemployment a general bar- rier to debt reduction, or is over ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... phrases often used more or less interchangeably in the literature and in legislation, such as consumer bankruptcy, consumer insolvency, and overindebtedness, all of which encompass a formal, legal response to an individual ... 37 taking a markedly more normative stance on this key issue, the report questions the demand for extended payment plans, arguing that it seems to be more of a manifestation of ...
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