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Doku_Con_Juni05_s1_33.qxp
... twelve hours of general financial education. more than eight hours had no effect. participants did not take full advantage of their match eligibility. the average participant saved 51 cents ... institute for financial services, hamburg. course in germany, namely as financial general education . its approach is broader and rather encompasses education in all directi- ons. the financial literacy movement ...
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Netherlands cf USA Cons BK Reform v2.doc
... crisis by the late 1990s, however, pushing the netherlands toward fundamental reform. 1. a different approach to organizing credit counseling the credit counseling system in the netherlands was also initiated and ... p. 6128; kamerstukken ii nr. 27; kamerstukken ii nr. 30. based on an evaluation that did not respond to the legislature's concerns, the minister refused to consider an increase in ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... though only where other measures have proved to be ineffective. a cornerstone of the european approach to overindebtedness relief has always been and will remain that debtors should fulfill their ... code (code de la consommation) for treating overindebtedness of individuals. though this first law did little more than encourage and facilitate mild consensual debt restructuring, the stage was set ...
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