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Tebnv2003
... has also functional reporting line to the chairman of audit committee to keep the communication channels open at all times). consequently, the scope of the checks and controls has increased and ... ,266). all currencies fixed to the euro are classified as local currencies. maturity distribution as at december maturity distribution of risk assets and liabilities is as follows up to 3 to 12 ...
tebnv.nl
20100609140407 GBI AnnualReport2009 pdf
... finance has been active in transactional com- modity finance, structured trade finance and origi- nation distribution of trade related bank debt. the competitive advantage of gbi lies in its commo- dity ... retail markets as a source of funding. benefiting from the low cost of direct banking channels supported by efficient processes, we were still able to offer our customers attractive interest rates ...
garantibank.nl
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... stages of the individual or family's lifecycle. being indebted - formally or via informal family channels - is normal consumer behaviour and a certain level of debt is inevitable for the majority ... . basic household expenditure 3. priority needs 4. a life of dignity 5. available income for distribution amongst creditors and tries to get a voluntary agreement with the creditors. the fourth step ...
www.wsnp.rvr.org
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