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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... or in most member states there is little, readily available research into the effects of overindebtedness', the effects of insolvency or any exploration of what is the actual definition of money advice ... event then impairs the consumer's prospect of generating income and so reduces his her expected future income. the consumer reduces his her consumption where possible and constructs a new plan ...
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zusammenfassung-u1-u4.qxp
... of gainful employ- ment. cooperation with debt coun- selling centres could further enhance the effects of such interventions. support of debt counselling activities for unemployed persons by providers of ... frequent reason for overindebted- ness, a decline in cases of overin- debtedness cannot be expected at present. the future development of debt counselling services will depend on whether sufficient ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... ' sponsorship of the recommendations discussed above focused on the broader economic and cross-border effects of overindebtedness, the most recent52 elaboration of principles accentuates the individual human rights aspects ... years (to 1 january 1999) to allow the justice system to prepare for an expected onslaught of consumer cases seeking relief under the innovative new provisions on discharge, for ...
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