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1 - 5 van 5 voor financial future
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... standards and definitions relating to debt advice, budget standards and financial and social inclusion, throughout europe. collect relevant information and ... in the debts of the future. indebtedness is defined as the sum of all the financial commitments owed by a household ... to satisfactorily resolve past financial matters and start again with new hope for a better future. the council regulation ec ...
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Doku_Con_Juni05_s1_33.qxp
... cooperate in order to counteract further exclusion from the financial services system. access to financial services will be a central issue in the future. both edu- cated consumers and debt counsel- ling services with a stronger europe- an focus may contribute to the goal to obtain access to financial services and to ...
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Netherlands cf USA Cons BK Reform v2.doc
... and financial management training requirements. before the 2005 reform, congress similarly refused to require a chapter 13 payment plan as a quid pro quo for relief for debtors with significant future ... to the edge.33 to counter this faltering financial support, some counseling agencies adopted pricing schemes and servicing tactics that placed heavy financial demands on 29 see williams, supra note ...
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zusammenfassung-u1-u4.qxp
... at present. the future development of debt counselling services will depend on whether sufficient financial resources will be made available (by municipal or laender governments and by financial service providers). ... . roughly 250,000 house- holds have serious financial pro- blems2 . in 2003 some 135,000 people asked for help in solving their financial problems3 . for several decades now, municipal ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... most (and least) persuasive suggestions in terms of legislative acceptance, identifying the likely contours of future systems and reforms, with a focus on particular trouble spots and areas of continuing ... and families concerned, but also to society as a whole as it suffers evident financial loss. the financial losses caused by over- indebtedness include social security expenses, tax losses due to ...
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