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1 - 7 van 7 voor financial group
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... , quality assessment and assurance standards and definitions relating to debt advice, budget standards and financial and social inclusion, throughout europe. collect relevant information and data on creditors' practice and ... methods such as ireland and scotland these also overlap more with the second group. the fourth group has more formal procedures such as administration orders in england and iva's ...
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Doku_Con_Juni05_s1_33.qxp
... , discussion draft february 2003; roy morgan research, anz sur- vey of adult financial literacy in australia, anz banking group may 2003; oecd 2004. 6 gramlich, edward, remarks by edward m. ... procedures in the framework of disputes bet- ween such users and financial insti- tutions concerning these services. the action group against over- indebtedness3 carries out various general information actions ...
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Netherlands cf USA Cons BK Reform v2.doc
... industry to the edge.33 to counter this faltering financial support, some counseling agencies adopted pricing schemes and servicing tactics that placed heavy financial demands on 29 see williams, supra note ... , and judicial enforcement officials. in a surprising bit of private lawmaking, a national working group of dutch bankruptcy judges (recofa) in late 2000 convened a commission to harmonize in- ...
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zusammenfassung-u1-u4.qxp
... stance, 15% receive unemployment benefit and 15%, unemployment assistance. as part of this group is granted additional assistance (for instance unemployment assistan- ce welfare assistance), multiple ... counselling services will depend on whether sufficient financial resources will be made available (by municipal or laender governments and by financial service providers). literature or studies on ...
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Schuldnerberatung der Stadt Wien
... involvement in the fight against over-indebtedness and the promotion of financial inclusion in one of the european union member states or ... in the fight against over-indebtedness and the promotion of financial inclusion in one of the european union member states or ... the vice-president of the association. 8.4. the review group the review group is the consultative organ of the association. it informs ...
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Microsoft Word - ECDN_statutes_070712.doc
... the interaction of all relevant actors around over-indebtedness and financial exclusion, connected with financial education, access to financial services, debt advice and bankruptcy legislation. article 3 membership 1. ... present themselves and are known as such if they are natural persons or a group of natural persons; - they are established and, eventually, structured and managed in accordance ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... general, best project on restructuring, bankruptcy and a fresh start, final report of the expert group (2003), online at http ec.europa.eu enterprise policies sme files sme2chance doc failure final ... and families concerned, but also to society as a whole as it suffers evident financial loss. the financial losses caused by over- indebtedness include social security expenses, tax losses due to the ...
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