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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... , quality assessment and assurance standards and definitions relating to debt advice, budget standards and financial and social inclusion, throughout europe. collect relevant information and data on creditors' practice and ... oral proceedings concerning the debtor's scheme. creditors are given time to submit written statements on the scheme. the debtor can change the scheme to remove any obstacles to ...
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Doku_Con_Juni05_s1_33.qxp
... financial education problems are distinguished information problems, knowledge problems and inadequate financial behaviour. financial educa- tion shall ensure that information will become knowledge, however, even adequate financial knowledge does not ensure adequate behaviour. financial ... saving options and investments. participants receive monthly statements that remind them of their goals. ...
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