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1 - 4 van 4 voor higher level
Doku_Con_Juni05_s1_33.qxp
... enrolled automatically unless they deliberately opted out the parti- cipation rate was 30% higher than when enrolment required an employee to opt-in. asset allocation decisions are ... ? yes, it definitely does. 17conference 2005 financial education financial general education individual level social level understanding managing one's own budget debtors are emancipated actors in the economic sphere ...
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Netherlands cf USA Cons BK Reform v2.doc
... national consumer law center, credit counseling in crisis the impact on consumers of funding cuts, higher fees and aggressive new market entrants6 (2003), online at http www.law.upenn.edu bll ... excess of 94% of the legally prescribed social assistance minimum income-- essentially the welfare qualification level--for three years.53 the percentage payment to creditors is thus determined according to ...
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zusammenfassung-u1-u4.qxp
... only finished their primary school level. by contrast, 0.6% of them have a university degree. another social barrier is the fact that frequently, substitute incomes are higher than a salary, for people with a low professional or school level. furthermore, substitute incomes are not attachable in contrast to ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... retained income allowance in the netherlands. some observers noted that debtors are allowed a significantly higher retained income in other countries, though, as discussed below, it may be that the ... for the danish resistance to this requirement is more fundamental. on a basic policy level, the danish commission that developed the debt adjustment law concluded that the business-bankruptcy ...
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