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1 - 4 van 4 voor higher life
Doku_Con_Juni05_s1_33.qxp
... were enrolled automatically unless they deliberately opted out the parti- cipation rate was 30% higher than when enrolment required an employee to opt-in. asset allocation decisions are influenced ... the necessary knowledge, capabili- ties, insights and attitudes that enable them to manage their life situations with regard to financial services, and as an instrument of emancipation that increases ...
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Netherlands cf USA Cons BK Reform v2.doc
... dutch bankruptcy proceedings conclude with unpaid creditors retaining their right to pursue the debtor for life, seizing any property beyond the small modicum of assets shielded as exempt from creditors' ... national consumer law center, credit counseling in crisis the impact on consumers of funding cuts, higher fees and aggressive new market entrants6 (2003), online at http www.law.upenn.edu bll ...
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zusammenfassung-u1-u4.qxp
... a university degree. another social barrier is the fact that frequently, substitute incomes are higher than a salary, for people with a low professional or school level. furthermore, substitute ... causes of debt economical structural low income, no access to low cost credit incidental life events bereavement, loss of employment, marital break- down, accident, maternity social peer pressure, lack ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... , which excludes deserving debtors on the basis of subjective normative judgments about their way of life good faith is supposed, bad faith must be proven to exclude only those who have ... retained income allowance in the netherlands. some observers noted that debtors are allowed a significantly higher retained income in other countries, though, as discussed below, it may be that the peer ...
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