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1 - 4 van 4 voor important role
Doku_Con_Juni05_s1_33.qxp
... innovations, increa- sing complexity of financial products, and changes in personal finances are important developments in the financial landscape. capital markets have become more sophisticated. innovations allow ... marketing of financial institutions aimed at young people is compatible with the social role that such institutions sometimes claim that they carry out (learning about savings, raising ...
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Netherlands cf USA Cons BK Reform v2.doc
... paul l. rev. see generally calder, supra note 8, at 291-97; nathalie martin, the role of history and culture in developing bankruptcy and insolvency systems the perils of legal ... obviously focused ontheir bottom line, but this study suggests that absolute numbers are not as important as relative amounts. creditors were increasingly unwilling to entertain repayment plans as the percentage of ...
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zusammenfassung-u1-u4.qxp
... , nursery costs,... psychological barriers the last barriers are psychological. we know that overindebtedness is an important isolation factor. overin- debted people do not open letters anymore or do not answer phone ... those families who depend on social welfare or who are on low incomes a prominent role for local statuto- ry agencies, such as the depart- ment of social and family affairs ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... proven to exclude only those who have acted fraudulently.11 another important element of access, c osts should not prevent the consumer ... ability to 8 id. at 221-23. 9 on the pivotal role and importance of debt counseling, see id. at 229-232, huls et ... regard to their human dignity. 67 one final recommendation raises an important point not emphasized earlier. the human rights notion of equality calls ...
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