1 - 4 van 4 voor income increased
Doku_Con_Juni05_s1_33.qxp
... , social workers acquire additional qualifications in this way. also, the employability of clients is increased. the debt counselling service schuldnerberatung kwh was responsible for the coordination of the cooperation ... their granting of a loan on the borrower's disposable net income, which in turn comes from earned income in most cases. essential questions regarding the objectives of debt ...
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Netherlands cf USA Cons BK Reform v2.doc
... process of collecting--and sometimes cajoling--creditors' assent to voluntary plans.91 waiting periods have increased substantially due to the greater demand on counselors following the enactment of the wsnp.92 ... without children), to the extent that they earn more than the standard minimum income level, the base minimum is increased by about 40%.129 thus, using 2005 figures,130 the recofa model ...
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zusammenfassung-u1-u4.qxp
... disabled1 . in the netherlands the- re are an estimated 750,000 house- holds with an increased risk of pay- ment problems. some 500,000 hou- seholds may at any moment find ... community education and technical support. 24 ireland conference 2004 causes of debt economical structural low income, no access to low cost credit incidental life events bereavement, loss of employment, marital break ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... explanation offered was that the short plan term might be counterbalanced by a smaller retained income allowance in the netherlands. some observers noted that debtors are allowed a significantly higher retained ... approach was a desire to find easier, faster, and cheaper solutions and to avoid an increased case load for the courts. 62 indeed, the need to limit individual creditors' ability to ...
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