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1 - 3 van 3 voor income ratio
Netherlands cf USA Cons BK Reform v2.doc
... income and debt levels, the average non-entrepreneur debtor income was just under 12,000 per year, chasing an average debt load of about 30,000--still far too lopsided a ratio to cover living expenses and still offer creditors at least a 40% -50% recovery over three years. later data suggest income ... term of years all non-exempt income; that is, income legally subject to seizure by creditors. ...
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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... . under the first model, households whose debt service ratio (the percentage of interest payment and debt repayment in relation to available income) exceeds a certain legally-established level would be ... over-indebted; the social consequences being very different. it considers the ratio of debt repayment to family disposable income. noting the social differences hidden by such a measure, the report ...
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Doku_Con_Juni05_s1_33.qxp
... the centrality of educational efforts has until now drawn its ratio- nale from more or less plausible inferences concerning the impact ... upper end of what most low-income persons likely can save. relatively to all low-income families, the add participants stu- died ... loan on the borrower's disposable net income, which in turn comes from earned income in most cases. essential questions regarding the ...
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