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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... the member states. cdn aims to improve and facilitate the education of the consumer, insurance and legislative reform, alternative dispute resolution initiatives and the creation of an information ... problems an opportunity to regain control of their financial affairs. it would provide for conditions in which debtors with such problems can, after applying for debt settlement proceedings, obtain ...
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Doku_Con_Juni05_s1_33.qxp
... framework of financial services household bud- get, food and healthy living, energy, advertising, insurance, health care, housing, waste management, means of payment, sales methods, different types of ... impact of economic and monetary union on lending to individuals, the budget and living conditions of belgi- an households, household consump- tion and overindebtedness, access to healthcare and ...
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zusammenfassung-u1-u4.qxp
... for eastern belgium (vsz ostbelgien). mario leyens works as a debt counsellor and loan and insurance expert at vsz. 1) unemployment rate according to international definition (eurostat) number of people ... improvement and quality assurance. it includes guide- lines and standards as well as gene- ral conditions and methods of coun- selling. in this context, various types of clients have been defined ...
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