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1 - 3 van 3 voor life forms
Doku_Con_Juni05_s1_33.qxp
... overindebted clients towards the first steps out of the dept trap (household budgeting book, forms for letters, information leaflets). in this cooperation model coun- selling resources can be used ... the necessary knowledge, capabili- ties, insights and attitudes that enable them to manage their life situations with regard to financial services, and as an instrument of emancipation that increases ...
www.wsnp.rvr.org
Netherlands cf USA Cons BK Reform v2.doc
... . dutch bankruptcy proceedings conclude with unpaid creditors retaining their right to pursue the debtor for life, seizing any property beyond the small modicum of assets shielded as exempt from creditors' claims ... both systems, leading to reform in both countries in 1979. these reforms took very different forms in the united states and the netherlands, but the parallel in timing is striking. how ...
www.wsnp.rvr.org
zusammenfassung-u1-u4.qxp
... the 3rd book of the social security code. howe- ver, these forms of support have been discontinued in more and more cases. ... in austria more than 180 000 hou- seholds are overindebted. life situa- tions such as (over)indebtedness lead to problems with ... structural low income, no access to low cost credit incidental life events bereavement, loss of employment, marital break- down, accident, maternity ...
www.wsnp.rvr.org
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