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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... that have no necessary relation to the level of a consumer's indebtedness. moreover, measures based on default are not stable over time. we have not found a method to arrive ... viable businesses and provide certainty and fairness to creditors and other stakeholders in the single market to help create an ambitious business culture, that will enable entrepreneurial potential. traditionally those member ...
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Doku_Con_Juni05_s1_33.qxp
... the theme of overindebtedness in rela- tion to the labour market. the significance of debt counsel- ling for social and labour market policy as well as its benefit for the national economy ... specific target groups. information and training for the public at large consumer schools in 2001, based on experimental pro- jects carried out in northern france, the walloon regional government proposed that ...
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Netherlands cf USA Cons BK Reform v2.doc
... an inherent and fundamental conflict remains, however, between the counseling agencies' dependency on dmp-based fair share payments from creditors on the one hand, and the counselors' ostensible mission ... credit banks, or gkb s (gemeentelijke kredietbanken), were pushed out of the consumer lending market in the late 1950s, as finance companies and commercial banks regained dominance, but the ...
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zusammenfassung-u1-u4.qxp
... - ling services of vsz ostbelgien in belgium the legal framework for debt counselling is based on the consumer loan act, which entered into force in 1991. debt counselling is ... indebtedness. literature or studies on this theme south tyrol's labour market report arbeitsmarktbericht suedtirol 2002 (a report by the labour market obser- vation office) statistical yearbook on south tyrol statistisches ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... overindebtedness legislation in the mid- to late-1990s and 2000s, so its recommendations are based on the little accumulated experience in the new overindebtedness systems in denmark, france, and ... of over-indebted individuals and families, in particular by promoting their access to the labour market. with reference to this point, the explanatory memorandum contains a nice encapsulation of the ...
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