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1 - 4 van 4 voor models can
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... , finland 1997 . this conference established an european network of debt research endr which can now be accessed at http www.kuluttajatutkimuskeskus.fi (research networks), 1997 conference on ... by immediately preparing a green paper on household overindebtedness in europe, incorporating research, legal models, statistical data, working to a single definition of over-indebtedness and defining its ...
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Doku_Con_Juni05_s1_33.qxp
... conclusi- ons can be drawn from the results of the dp schulden-shredder in order to guarantee open access to debt counselling services, those services must be expanded. models of cooperation ... that households do not act as required by orthodox economists' models. even in the presence of reliable information a self-destructive behaviour can be observed. self-destructive aspects of consumer behaviour ...
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Netherlands cf USA Cons BK Reform v2.doc
... several of the key bad actors have either left the market35 or amended their business models to adopt more suitable pricing structures and reduce or eliminate conflicts of interest with ... ' incentives toward refusing out-of-court arrangements, see nick huls, nadja jungmann bert niemeijer, can voluntary debt settlement and consumer bankruptcy coexist? the development of dutch insolvency law, in ...
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zusammenfassung-u1-u4.qxp
... not required to give reasons for ter- mination of employment. at present, no specific models for dealing with overindebtedness among unemployed persons exist, this field is integrated in general ... if the overindebtedness situation is problematic or if no agreement is possible with creditors, people can get into a collective repayment pro- gramme called judicial mediation . a conciliator is named ...
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