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1 - 4 van 4 voor models however
7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... immediately preparing a green paper on household overindebtedness in europe, incorporating research, legal models, statistical data, working to a single definition of over-indebtedness and defining ... conservative approach to individual financial failures and the possibility of rehabilitation and discharge. however, following the lisbon and feira councils in 2000 the european commission carried out ...
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Doku_Con_Juni05_s1_33.qxp
... guarantee open access to debt counselling services, those services must be expanded. models of cooperation between debt counselling services, social counselling centres and other labour ... inadequate financial behaviour. financial educa- tion shall ensure that information will become knowledge, however, even adequate financial knowledge does not ensure adequate behaviour. financial information the ...
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Netherlands cf USA Cons BK Reform v2.doc
... their business models to adopt more suitable pricing structures and reduce or eliminate conflicts of interest with for-profit affiliates.36 an inherent and fundamental conflict remains, however, between the ... counseling. the dutch counseling system would face its own crisis by the late 1990s, however, pushing the netherlands toward fundamental reform. 1. a different approach to organizing credit ...
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zusammenfassung-u1-u4.qxp
... are not required to give reasons for ter- mination of employment. at present, no specific models for dealing with overindebtedness among unemployed persons exist, this field is integrated in general ... start. counselling and assistan- ce by experts is one way to help (over-)indebted persons. however, such specialised counselling services are not enough to halt new trends towards (over-)indebtedness. ...
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