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1 - 10 van 11 voor money view ing
Microsoft Word - discussion164.doc
... and supervision on banking risk is homogenous. but in view of the heterogeneity of the banks and countries included, this ... . however, it is questionable whether these indicators fully capture bank- ing risk. for instance, bou-said and saucier (2003) argue ... the legal environment, banks and long-term economic growth. jour- nal of money, credit, and banking pesaran, m., smith, r., 1m, k., 1996 ...
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Microsoft Word - cpbdoc96
... life insurance products. at the same time, many consumers view life insurance products as complicated. therefore consumers often invoke ... annuities are available) it has been argued that there is money illusion individuals prefer nominal-fixed (level) annuities given the higher ... respectively, hhi of 1383 and 1089 respectively in 2001). ing and aegon together own almost fifty percent of the ...
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dp174-flexible-retirement.pdf
... - educated individuals receive implicit subsidies through the pension system when retir- ing relatively late. these subsidies are paid by men, migrants, poor, ... re- tirement appears irrational from the life-cycle point of view wealth should be spent where it maximizes the individuals ... empirical facts observed in the labour market. instead of paying money to his employer, a worker in the lazear model ...
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L:\publicaties\...\cpbdoc15.wp [PFP#1210200691]
... deposits and r the exogenously determined rate on the interbank market (money market rate). bank profits are given by (2) with and ... , smid and volkerink (2000). the authors present evidence on aegon, ing, fortis, abn amro and rabobank. the presence of direct and ... arrangements.33 in sum, there is empirical support for the view that more concentrated banking markets are less competitive. nonetheless, in ...
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governance stakeholder relationships german and dutch experience pdf
... debate takes place between proponents of the shareholder view' and the stakeholder view' on the perceived objectives of a company' ... firm constitutes a market exchange of working ability for money. analogously, a market transaction in which a down-stream ... contracts are always incomplete, because bounded rationality generates contract- ing costs. depending on the degree of incompleteness three types ...
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Generational accounts [PFP#1092202780]
... 6 discusses the differences. the difference measure can be expressed in money terms and as a percentage of (estimated) lifetime income. ... pensio n- incomes rise in pension contrib- ution rates flatten- ing of wage profile high investment level, when fi- nanced ... the expected growth of labor-force participation. however, in view of the considerable uncertainty surrounding this important variable, cpb ...
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impact social capital crime pdf
... idea using a dataset of dutch municipalities. to do so, we view history as a main determinant of present outcomes and show ... the ones used in this literature and measures actual contributions in money terms rather than participation or membership. 13 correlated with the percentage ... in the second stage. however, the f-tests illustrate an interest- ing pattern. as can be seen from table 4, f-tests for ...
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memo221.pdf
... surpluses on the budget estimated earlier have disappeared entirely from view and government finances are facing greater challenges for the long term ... investors who temporarily want to have some money left over no longer want to loan money to other banks or spvs because they ... of february the capital injections totalled 10 billion euros for ing, 3 billion euros for aegon, and 0.75 billion for sns ...
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subsidiarity and economic reform europe pdf
... of tax competition as a disciplining device, cnossen does not view tax com- petition as wholly beneficial, in line with keen ... catch up faster. high wage countries are interested in spending money in this way to avoid immigration that raises unemployment of ... the provision of financial support to marginal social cost pric- ing by the member states. according to their calculations subsidies should ...
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Europa in crisis: Literatuurverwijzingen | www.cpb.nl
... vaststelt dat financia le integratie het risico van investeren verkleint. ing, 2010, emu break-up, quantifying the unthinkable , global ... discipline sovereign borrowers?, evidence from u.s. states ,journal of credit, money and banking, vol. 27(4), pp 1046-1059. laat zien ... towards a you break it, you own it europe ,global economics view. heldere analyse van mogelijke wegen uit de huidige crisis. barry ...
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