Negative assessment 

11 - 20 van 21 voor negative assessment

7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... methods, legal and administrative methods. to work towards better and commonly accepted methodology, quality assessment and assurance standards and definitions relating to debt advice, budget standards and financial and ... that exactly matches his her expected future income with consumption. the occurrence of a negative event then impairs the consumer's prospect of generating income and so reduces his ...
www.wsnp.rvr.org

zusammenfassung-u1-u4.qxp
... thus be suf- ficient for a settlement with credi- tors. even if the balance is negative, debt counsellors may resort to so- called collective repayment program- mes (personal insolvency), which is ... code. howe- ver, these forms of support have been discontinued in more and more cases. assessment of trends regarding unemployment and (over-)indeb- tedness as well as development of debt counselling ...
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Microsoft Word - Mortgage market NL.doc
... final value on which the ltv is calculated. the independent valuation also includes an assessment of the foreclosure value, which is used for the loan-to- foreclosure-value (ltfv) ... high-income households in particular are experiencing negative housing equity. third, the negative equity does not necessarily affect foreclosure behaviour. as already stated, negative housing equity is not a reason in ...
abnamro.nl

file?uuid ad47998b-d5cd-45e6-a0a6-2a8f31367c8f&owner 09cd20f6-28b2-4948-ad82-dab143d1d57b
... other side') will apply for companies and 3d 3. institutions that could call down a negative judgement upon themselves, investment targets that are abou t to be excluded from the investment ... institutions do not respond within the given period, or do not successfully refute the esg-assessment, they are officially excluded from the investment universe of sns am in the next meeting ...
snsbank.nl

A Billion to Gain tcm7 104604 pdf
... sector matures presents an opportunity for funders to lead by example and minimize the negative results and optimize the positive potential of microfinance. the rest of this section describes ... social objectives and to identify areas of particular strength or weakness. poverty assessment tools. sptf promotes two leading poverty assessment tools for mfis that have a mission to target poor clients ...
ing.nl

beleggingsscriteria-eng.pdf
... to sustainable enterprises. 2 selection of companies the assessment of companies takes place in two steps. the first is a sustainability assessment conducted by triodos sustainability research, a department of ... to justify their long-term existence, enterprises must make every effort to minimize their negative impact on their natural environment. social the manner in which businesses fulfil their ...
triodos.nl

CreditOpinionFrieslandBank03082010Moodys pdf
... uplift from the baa2 bcaas a result of our assessment of a moderate probability of systemic support in case of need. this assessment derives from friesland bank's importance to its home ... 's baa2 baseline credit assessment ( bca ); and ii) moody's assessment of the absence of any parental support. as such, the perpetual capital securities are rated ba1 with negative outlook, i.e. two ...
frieslandbank.nl

265220_0912_tcm7-121633.pdf?id 20130327044609
... professional money market participant is a matter to be assessed by ing. ing makes this assessment based on applicable laws and regulations. 4.2 a zakelijke rendementrekening may be held in ... calendar quarter and does not change during the quarter. the bonus interest will never be negative. 7.12 you are not entitled to bonus interest for each calendar quarter in which ...
ing.nl

Annual-Report-2011.pdf
... together with management to develop and execute risk policies and procedures involving identification, measurement, assessment, mitigation and monitoring of the financial and non-financial risks. the compliance function plays ... to ensure it is actively doing good and negative criteria for exclusion, to ensure it doesn't do any harm. the negative criteria exclude loans and investments in sectors or ...
triodos.nl

Jaarverslag AEGON Bank 2011
... rating aegon bank de rating die aegon bank van standard poors heeft, a+ met een negative outlook naar a+ met een stable outlook . de rating die aegon bank van fitch ... wel de ,,risk appetite van aegon bank is vastgelegd in het zogenaamde internal capital adequacy assessment process (icaap) document. de risicobereidheid is vertaald in een maandelijkse kapitaalplanning die maandelijks wordt ...
aegon.nl