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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... methods, legal and administrative methods. to work towards better and commonly accepted methodology, quality assessment and assurance standards and definitions relating to debt advice, budget standards and financial and ... that exactly matches his her expected future income with consumption. the occurrence of a negative event then impairs the consumer's prospect of generating income and so reduces his ...
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zusammenfassung-u1-u4.qxp
... thus be suf- ficient for a settlement with credi- tors. even if the balance is negative, debt counsellors may resort to so- called collective repayment program- mes (personal insolvency), which is ... code. howe- ver, these forms of support have been discontinued in more and more cases. assessment of trends regarding unemployment and (over-)indeb- tedness as well as development of debt counselling ...
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