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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... , legal, economic and political structures and organisations which affect overindebted consumers. consumer debtnet (the european network for debt advice and household budgeting) was formed in 1994 at the stockholm, sweden conference ... and in debt to such an extent that they cannot be regarded as having the capacity to repay debts within a foreseeable time and t is reasonable with regard to the ...
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Netherlands cf USA Cons BK Reform v2.doc
... personal bankruptcy filings among their consumer customers, banks funded the initial setup of a network of credit counseling agencies throughout the united states beginning in the 1950s.28 creditors ... themselves overwhelmingly (71%) reported on their petitions that they had no repayment capacity, while the average repayment capacity for those who reported some ability to pay was only about 125 ...
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zusammenfassung-u1-u4.qxp
... public organisations in bolzano, cooperating with six international partners, plan to create an integrati- on network for employment. equal goal is funded by the government, by the european social fund and ... a debt relief process the debtor is expected to directly increase his earning and repayment capacity. the importance of work and other factors as having a major influence on developing and ...
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