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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... available and employing them on behalf of people experiencing financial problems and issues arising out of debt and overindebtedness. debt advice which is free to the client, impartial, confidential ... debts and may encourage creditors to accept voluntary schemes rather than await these fees being paid first before they obtained anything. obviously there will be occasions where the mediator will ...
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Netherlands cf USA Cons BK Reform v2.doc
... european consumer bankruptcy law, 15 j. consumre pol'y dutch lawmakers seem to have paid little attention to contemporaneous developments in neighboring germany, however. see infra note 156. 70 ... closely monitored and predictable alternative in the wsnp has shifted creditors' incentives toward refusing out-of-court arrangements, see nick huls, nadja jungmann bert niemeijer, can voluntary debt ...
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zusammenfassung-u1-u4.qxp
... declining unemployment figures sin- ce 2001. the development of overindebtedness at present, already one out of three of austria's 3 million households are indebted. the number of overindebted ... etc.), specific counsel- ling plans for individual target groups are drawn up, with particular attention paid to groups especially affected by the taboo of debts, namely unemployed clients, single parents, ...
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Microsoft Word - ECDN_statutes_070712.doc
... initiatives at european and national levels. 2. the association may carry out any activity it considers necessary to promote its aims and, in ... the association remain due for their entire amount and must be paid within the six months after the reception of the withdrawal by ... interests of the association or its members, or who have not paid its membership fee in accordance with the internal rules, may ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... strengthen voluntarily negotiated debt settlements, with a formal, in-court process providing leverage to encourage out-of-court arrangements.10 eligibility for entry to the process should be broad, avoiding ... such consensus seems to have emerged for abandoning the historical notion that debts must be paid, whatever the personal and social costs. a more nuanced appreciation has clearly taken hold in ...
www.wsnp.rvr.org
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