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7.1 Joint Settlement of Claims: The Law Has Come Into Effect
... an initial move in this direction by immediately preparing a green paper on household overindebtedness in europe, incorporating research, legal models, statistical data ... to the level of a consumer's indebtedness. moreover, measures based on default are not stable over time. we have not ... the debtor to pay the debt on which the petition is based or, in cases where the debt is not immediately payable, ...
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Doku_Con_Juni05_s1_33.qxp
... - ons plan rules par- ticipant decisions, and the path of least resistance, nber working paper thaler r., mullai- nathan, s. (2000) behavioral ecnomics massachusetts insti- tute of technology departement ... target groups. information and training for the public at large consumer schools in 2001, based on experimental pro- jects carried out in northern france, the walloon regional government proposed ...
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Netherlands cf USA Cons BK Reform v2.doc
... but this sort of detail lies beyond the scope of this paper. for a brief discussion of the scope of the fresh ... fundamental conflict remains, however, between the counseling agencies' dependency on dmp-based fair share payments from creditors on the one hand, and the ... ii p. 6128; kamerstukken ii nr. 27; kamerstukken ii nr. 30. based on an evaluation that did not respond to the legislature's ...
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zusammenfassung-u1-u4.qxp
... vsz ostbelgien in belgium the legal framework for debt counselling is based on the consumer loan act, which entered into force in 1991 ... for the im- plementation of the statutory debt rescheduling regulations the paper written by han von den hoff was presented by his ... dually during the 1990s and it now operates through 52 locally based companies limited by guarantee with funding for staff and other ...
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Microsoft Word - Expert Recs and the Euro Model (Inaugural Lecture) v4 FINAL 12-10-2010.doc
... the years on the proper way forward for preventing and treating consumer overindebtedness. this paper focuses on the latter-- treatment, specifically legislation establishing formal debt adjustment2 systems--and ... legislation in the mid- to late-1990s and 2000s, so its recommendations are based on the little accumulated experience in the new overindebtedness systems in denmark, france, ...
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